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Maximize your 2009 retirement account (401k, SEP, IRA, ROTH) contributions.
Remember non-working spouses can also contribute to an IRA. The maximum 401K contribution is $16,500; IRA and ROTH - $5,000; SEP IRA limit is 25% of net income. Individuals over 50 years of age, are eligible for special “catch up” provisions which allow for additional contributions of $5,500 to a 401K and $1,000 for IRA’s. The 2010 limits for 401K’s and IRA‘s will remain unchanged.

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